Business Owners Policy

A Business Owners Policy (BOP) is a comprehensive insurance package designed for small to medium-sized businesses. It combines essential coverages into a single policy, providing a cost-effective solution for business owners.

Get a Quote

Book A Call

Coverage options

The journey to owning a home can be tough, and financial investment is substantial. After moving into your home, you and your family settle and start to build a life in this place. The pain of losing a home can be troublesome and unexpected. The strains it can put on your earnings and savings can be too much. At Legacy Insurance Agency LLC we can help you protect your home. We are an independent insurance agency that strives to meet the ever-evolving insurance needs of the state.

While purchasing your policy, others such as a Credit Card and Depositors Forgery Coverage Endorsement, Guaranteed Replacement Cost, Secondary Residence Premises Endorsement, Scheduled Personal Property Endorsement, and many others can be included.

Property Insurance

Covers physical assets such as buildings, equipment, and inventory against risks like fire, theft, and vandalism.

Business Interruption Insurance

Offers compensation for lost income and ongoing expenses if the business is temporarily unable to operate due to a covered event.

Benefits

A Business Owners Policy combines essential coverages, including property and liability insurance, to protect against common business risks. This comprehensive approach provides peace of mind and financial security, helping businesses focus on growth without worrying about unexpected losses.

Cost Savings

Bundling multiple coverages typically results in lower premiums compared to purchasing each policy separately.

Simplicity

Streamlines management by having a single policy for various needs.

Customizable Options

Businesses can often add specific coverages or endorsements to tailor the policy to their unique risks.

Who Should Consider a BOP?

BOPs are ideal for small to medium-sized businesses, such as retail shops, restaurants, and service providers, that meet certain criteria regarding size and risk profile.

A Business Owners Policy is an essential tool for safeguarding the assets and operations of small businesses, providing both comprehensive coverage and peace of mind.

As an Independent Insurance Agency, We work with many Specialized insurance companies that underwrite BOP insurance policies to provide the BEST Premiums . We at Legacy Insurance Agency have the ability to shop around with MANY Carriers and provide the BEST Premiums and coverages.

Opening a Business on the Moon We Cover That

Alright, maybe I’m not nailing it with the above phrasing, but you catch my drift! We’re all about helping businesses kick down the barriers to insurance coverage so they can focus on turning their dreams into reality—without the headache. Whether you need some expert advice, a custom program, or emergency risk management, we’ll hook you up with the best markets faster than you can say ‘coverage!’ We’re here to make the impossible possible—just with fewer paperwork nightmares!

BOP quote

Please fill the online Application to get a BOP Quote

Get A Quote

Get My Quote Via Text

Start Your Financial Journey

Legacy Guard is your partner in the financing journey. We build and retain relationships in the evolving financial markets to help businesses close deals, no matter the complexity of the financing or business plan.

This model allows us to explore numerous capital structuring options for your project while locking in the best possible terms and rates with fast turn times, minimal out-of-pocket expenses, or impact on personal credit.

Apply Today