Personal Auto Insurance

Personal Auto insurance is a complicated matter but also very beneficial. It safeguards you, your loved ones, and passengers from injury, lawsuits, and financial losses. Legacy Insurance Agency LLC provides insurance packages to residents all around the state.

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Types of Auto Insurance

To get suitable insurance, it’s imperative to understand the various types of auto insurance provided.

Liability Coverage – Bodily injury

Protects you from incurring losses from injuries caused to another motorist in case you cause an accident. It pays for their medical bills.

Liability Coverage – Property damage

Pays for damaged inflicted on third party property in the event of an accident. For this to hold water, you must be at fault.

Medical Payments

Medical bills can be overwhelming. In the case of an accident, medical payment coverage helps you pay for those injured, you included.

Collision Coverage

In case you hit another car or something fixed, and your car becomes damaged. Collision coverage assists you to pay for damages on your car in an incident when you are at fault. It helps meet the cost of repairs.

Comprehensive Coverage

Accidents are not the only events that can put you at risk of financial losses. Sometimes, your car may be broken into, damaged by a storm, or vandalized. In such a case, collision coverage won’t cover losses.

Uninsured and Underinsured Motorist

On the road, you can’t be sure if other motorists are insured or not. That reiterates the importance of underinsured or uninsured motorist coverage to offer property damage and bodily injury.