Tech & Equipment

Upgrade or expand your operations with ease. Discover flexible equipment financing solutions that keep you ahead in today’s fast-paced technological landscape.

Solutions

Staying competitive requires the latest technology and equipment, but the high costs can be a barrier. Whether you’re looking to upgrade machinery, lease new tech, or unlock cash from existing assets, our financing solutions are designed to help you overcome these challenges swiftly and effectively.

Equipment Loans

With an equipment loan, you can secure the latest and most advanced technology and machinery for your business. Ideal for purchasing new or used equipment, these loans help you capitalize on growth opportunities without depleting your cash reserves. This means that you can stay ahead of the competition by having access to cutting-edge equipment without having to pay for it all at once. By spreading out payments over time, an equipment loan allows you to invest in high-quality equipment that will improve efficiency and productivity in your business operations.

In addition to having access to the latest technology and machinery, equipment loans also offer tax benefits. Depending on your location and the type of loan, you may be able to deduct the interest payments from your taxes, reducing your overall tax liability. This can result in significant savings for your business and help improve your bottom line.

Equipment Lease

Our equipment leasing options allow you to keep your technology up-to-date with minimal upfront costs. This solution will enable you to use the latest equipment without the responsibility of ownership, providing flexibility as your industry evolves.

But that’s not the only benefit of leasing. With ownership comes responsibility – maintenance, repairs, and eventual upgrades become your burden. With leasing, those responsibilities fall on the lessor, allowing you to focus on your core business operations.

In addition to financial flexibility and reduced responsibilities, equipment leasing also offers a scalable solution for businesses experiencing growth or changes in industry standards. This means that as your business evolves and requires new or upgraded equipment, you can easily make necessary changes without the hassle of selling or disposing of outdated equipment.

Sale-Leaseback

Convert your existing equipment into working capital with a sale-leaseback arrangement. This financing option allows businesses to convert their existing physical assets, such as equipment or real estate, into working capital. A sales-leaseback is perfect for businesses looking to free up cash while continuing to use their equipment, ensuring operational continuity in the process.

In this type of arrangement, the business sells its tangible assets to a leasing company and then leases them back for an agreed-upon period. The leasing company becomes the owner of the assets while the business continues to use them in its operations.

One of the main advantages of a sale-leaseback arrangement is that it provides quick access to funds without having to go through traditional borrowing channels. It also allows businesses to unlock the value of their assets without having to sell them outright, which can be a more favorable option for long-term planning and stability..

Hard Money Loans

When you need quick funding to take advantage of a time-sensitive opportunity, our hard money loans provide a rapid finance option. This is particularly useful for acquiring high-cost equipment or completing urgent upgrades.

Hard money loans can also be useful for real estate investors who need quick financing to take advantage of a lucrative opportunity. These loans can be secured by the property itself, providing investors with the necessary funds to purchase and renovate properties in a timely manner.

Furthermore, hard money loans are well-suited for short-term projects or investments that have a high potential for return on investment. This is because they typically have shorter loan terms compared to traditional bank loans, allowing borrowers to complete their project and pay off the loan quickly.

Equipment Types

We offer equipment loans tailored for various industries, financing everything from heavy machinery and vehicles to office technology and specialized tools. Whether you need new or used equipment, our flexible loan solutions ensure your business gets the right tools to grow without straining your cash flow.

Computers

Servers

Medical Equipment

Smart Manufacturing

Trucks

Trailers

GPS Systems

Tools

Drilling and Mining

Advantages

Obtain the latest technology and essential equipment to boost productivity without straining your working capital.

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Access to the latest technology and equipment

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Flexible financing terms to suit your business needs

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Preserve cash flow and working capital

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Quick funding solutions to keep you competitive

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Tax benefits associated with leasing and loan options

FAQ

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What is the difference between an equipment loan and a lease?

An equipment loan is used to purchase your equipment at the end of the term. A lease allows you to use the equipment for a period while keeping your options open to upgrade.

Can I finance used equipment?
Our equipment loans and leases are available for new and used equipment, providing flexibility depending on your business needs.
What are the tax benefits of leasing equipment?
Leasing can offer tax advantages such as deductions on lease payments as operational expenses, depending on your company’s financial setup.
How quickly can I get financing approved?
We strive for fast approvals, with potential funding available within days of application submission, ensuring you take advantage of crucial opportunities.

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Start Your Financial Journey

Legacy Guard is your partner in the financing journey. We build and retain relationships in the evolving financial markets to help businesses close deals, no matter the complexity of the financing or business plan.

This model allows us to explore numerous capital structuring options for your project while locking in the best possible terms and rates with fast turn times, minimal out-of-pocket expenses, or impact on personal credit.