Debt Restructuring
Facing high market costs? Restructure your financial strategy with our refinancing solutions to build a stronger, more cost-effective future for your business.
Solutions
In a market where costs are escalating, smart financing becomes critical. When purchasing becomes prohibitively expensive, building through strategic refinancing and restructuring can be the key to sustainability. Our solutions are designed to reduce costs and optimize your financial structure, ensuring your business thrives even in challenging economic climates.
Consolidation Loans
Combining multiple debts into one loan with potentially lower interest rates simplifies your finances with our consolidation loans. Combining multiple debts into a single loan with potentially lower rates can reduce monthly payments and manage your finances more effectively. This strategic move can free up cash flow and reduce financial stress. Consolidation loans are helpful tools for managing finances and simplifying debt. Combining multiple debts into one loan with potentially lower interest rates can save money on monthly payments and streamline your financial obligations.
However, consolidation loans are not just about saving money. They also offer the opportunity to take control of your finances and reduce financial stress. With a single loan to manage, you can more easily keep track of your payments and budget accordingly. Additionally, consolidation loans often come with longer repayment terms, which means smaller monthly payments that can free up cash flow for other expenses or savings goals.
SBA Loans
Take advantage of Small Business Administration loans to refinance existing debts or fund business expansion. SBA loans come with favorable terms, including lower interest rates and longer repayment periods, making them ideal for small businesses looking to improve their financial footing. In this guide, we’ll break down everything you need about small business loans, from the types of loans available to the application process and eligibility requirements.
Small business owners have several options for choosing the right loan, each designed to meet specific needs and circumstances. For instance, SBA 7(a) loans are versatile and can be used for working capital, equipment purchases, or real estate acquisitions. Meanwhile, SBA 504 loans focus on major fixed assets like facilities or machinery, ideal for businesses planning significant infrastructure investments.
Positioning Your Business for the Best Rates
Building a strong relationship with financial institutions can also be crucial in securing the best rates for your business. Regularly communicating your business plans and objectives with lenders can foster trust and make them more likely to offer favorable terms. Additionally, businesses should maintain a healthy cash flow and demonstrate financial responsibility through timely payments and accurate financial statements. Exploring various funding options and negotiating terms aggressively can lead to more competitive rates. By combining strategic debt management with strong financial practices, your business can enhance its ability to access affordable capital, fueling growth and long-term success.
Credit Repair Activities
In addition to correcting inaccuracies, we offer personalized counseling to help you maintain a healthy credit profile moving forward. Our experts provide insights into strategic financial planning, including careful credit utilization monitoring and the timely repayment of debts. We also teach the importance of maintaining a diverse mix of credit accounts and guide you on responsibly opening new lines of credit. With consistent effort and guidance, these practices can lead to long-term financial stability and growth, positioning your business for greater success in the competitive marketplace.
Advantages
Lower monthly payments through better loan terms
Improved cash flow management
Enhanced credit ratings over time
Access to more favorable financing options
Strategic debt management to strengthen financial health
FAQ
DONT DELETE THIS
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
What is the benefit of refinancing my business debt?
Refinancing can provide lower interest rates, reduce monthly payment burdens, and consolidate multiple debts into a single, more manageable loan.
How can SBA loans help in refinancing?
SBA loans offer longer repayment terms and lower rates, making them perfect for businesses refinancing existing high-cost debts.
What does credit repair involve?
Can restructuring affect my business's credit?
Start now
Schedule a free call and get your questions answered by an expert today.
We support clients coast-to-coast
Start Your Financial Journey
Legacy Guard is your partner in the financing journey. We build and retain relationships in the evolving financial markets to help businesses close deals, no matter the complexity of the financing or business plan.
This model allows us to explore numerous capital structuring options for your project while locking in the best possible terms and rates with fast turn times, minimal out-of-pocket expenses, or impact on personal credit.