Commercial Business Auto Policy

A Commercial Business Auto Policy (CBAP) provides coverage for vehicles used for business purposes. It protects businesses from financial losses due to accidents, theft, and liability associated with company vehicles.

Key Coverages

A Commercial Business Auto Policy provides essential protection for vehicles used in business operations, covering liability, physical damage, and medical payments. This coverage ensures that your business vehicles are protected against accidents, theft, and other unexpected events on the road.

Liability Coverage

Covers bodily injury and property damage claims resulting from an accident involving a company vehicle.

Physical Damage Coverage

Protects against damage to owned vehicles from collisions, vandalism, or natural disasters.

Uninsured/Underinsured Motorist Coverage

Offers protection if an accident involves a driver with insufficient insurance.

Benefits

This policy helps businesses avoid costly financial setbacks by covering repairs, legal expenses, and medical costs in case of accidents. It also offers peace of mind, allowing businesses to operate confidently, knowing their vehicles and drivers are safeguarded.

Comprehensive Protection

Ensures all business vehicles are adequately insured.

Legal Compliance

Helps businesses meet state-required insurance minimums.

Customizable Options

Policies can be tailored to fit specific business needs, including coverage for specialized vehicles.

Who Needs It

Businesses that own or operate vehicles—ranging from delivery services to construction companies—should consider a CBAP to protect their assets and employees.

A Commercial Business Auto Policy is essential for any business that uses vehicles, providing vital protection and peace of mind on the road.

As an Independent Insurance Agency, We work with many Specialized insurance companies that underwrite BOP insurance policies to provide the BEST Premiums . We at Legacy Insurance Agency have the ability to shop around with MANY Carriers and provide the BEST Premiums and coverages.

CBAP quote

Please fill out the online Application to get a CBAP Quote.

Start Your Financial Journey

Legacy Guard is your partner in the financing journey. We build and retain relationships in the evolving financial markets to help businesses close deals, no matter the complexity of the financing or business plan.

This model allows us to explore numerous capital structuring options for your project while locking in the best possible terms and rates with fast turn times, minimal out-of-pocket expenses, or impact on personal credit.

We support clients coast-to-coast